Тұрғын үй құрылыс жинақ жүйесінің қазақстандық үлгісі

Abstract

В статье рассматривается модель системы жилищных строительных сбережений, ее развитие в Казах- стане и за рубежом, в частности, показан опыт Германии, Восточной Европы. Проведен анализ рабо- ты АО «Жилстройсбербанк» РК, исследованы основные тарифные программы и показатели банка. Выявлены преимущества и недостатки системы жилищных строительных сбережений. Показана необходимость целенаправленной государственной поддержки.

In this paper, is considered a model of housing construction savings system, its development in Kazakhstan and abroad, in particular the experience of Germany and Eastern Europe. Was given the analysis of the JSC «Zhilstroisberbank» of the Republic of Kazakhstan, were investigated the basic program of tariff rates of the bank. On the basis of the study have been revealed advantages and disadvantages of housing construction savings. In particular the need for targeted public support.